同问~~~~~~~

In my opinion, it is better to put your funds into one year CD and then at matuerity to "roll out" another year.
You can also do the math: continuous compound by using 1 year rate to get three year rate (currently offered rate for 3year) to see which one is higher.  Plus you should also take into account the risk of pre-mature penalty for 3yr... for 1 yr CD you could minimize this risk.

Thank you for reading.

自己顶起来

同问~~~~~~~

储蓄选择定期且不要超过一年
国债不要买