lendingclub贷款数据LoanStats2016-2019：用于P2P信贷业务投融资发展前景分析与金融风险防范

（每年压缩后100MB的文本格式数据文件）

lendingclub贷款数据LoanStats2017的网盘链接.docx
大小:(67.92 KB)

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lendingclub贷款数据LoanStats2016的网盘链接.docx
大小:(69.49 KB)

只需: RMB 39元  马上下载

LendingClub是世界上最大的点对点贷款平台，投资者在这里为潜在的借款人提供资金，而投资者则从中获利。
每个年度 lending club 贷款数据 的内容大致如下： "id","member_id","loan_amnt","funded_amnt","funded_amnt_inv","term","int_rate","installment","grade","sub_grade","emp_title","emp_length","home_ownership","annual_inc","verification_status","issue_d","loan_status","pymnt_plan","url","desc","purpose","title","zip_code","addr_state","dti","delinq_2yrs","earliest_cr_line","inq_last_6mths","mths_since_last_delinq","mths_since_last_record","open_acc","pub_rec","revol_bal","revol_util","total_acc","initial_list_status","out_prncp","out_prncp_inv","total_pymnt","total_pymnt_inv","total_rec_prncp","total_rec_int","total_rec_late_fee","recoveries","collection_recovery_fee","last_pymnt_d","last_pymnt_amnt","next_pymnt_d","last_credit_pull_d","collections_12_mths_ex_med","mths_since_last_major_derog","policy_code","application_type","annual_inc_joint","dti_joint","verification_status_joint","acc_now_delinq","tot_coll_amt","tot_cur_bal","open_acc_6m","open_act_il","open_il_12m","open_il_24m","mths_since_rcnt_il","total_bal_il","il_util","open_rv_12m","open_rv_24m","max_bal_bc","all_util","total_rev_hi_lim","inq_fi","total_cu_tl","inq_last_12m","acc_open_past_24mths","avg_cur_bal","bc_open_to_buy","bc_util","chargeoff_within_12_mths","delinq_amnt","mo_sin_old_il_acct","mo_sin_old_rev_tl_op","mo_sin_rcnt_rev_tl_op","mo_sin_rcnt_tl","mort_acc","mths_since_recent_bc","mths_since_recent_bc_dlq","mths_since_recent_inq","mths_since_recent_revol_delinq","num_accts_ever_120_pd","num_actv_bc_tl","num_actv_rev_tl","num_bc_sats","num_bc_tl","num_il_tl","num_op_rev_tl","num_rev_accts","num_rev_tl_bal_gt_0","num_sats","num_tl_120dpd_2m","num_tl_30dpd","num_tl_90g_dpd_24m","num_tl_op_past_12m","pct_tl_nvr_dlq","percent_bc_gt_75","pub_rec_bankruptcies","tax_liens","tot_hi_cred_lim","total_bal_ex_mort","total_bc_limit","total_il_high_credit_limit","revol_bal_joint","sec_app_earliest_cr_line","sec_app_inq_last_6mths","sec_app_mort_acc","sec_app_open_acc","sec_app_revol_util","sec_app_open_act_il","sec_app_num_rev_accts","sec_app_chargeoff_within_12_mths","sec_app_collections_12_mths_ex_med","sec_app_mths_since_last_major_derog","hardship_flag","hardship_type","hardship_reason","hardship_status","deferral_term","hardship_amount","hardship_start_date","hardship_end_date","payment_plan_start_date","hardship_length","hardship_dpd","hardship_loan_status","orig_projected_additional_accrued_interest","hardship_payoff_balance_amount","hardship_last_payment_amount","disbursement_method","debt_settlement_flag","debt_settlement_flag_date","settlement_status","settlement_date","settlement_amount","settlement_percentage","settlement_term"