读书积累-2
The best way to implement this strategy is indeed simple: Buy a fund that holds this all-market portfolio, and hold it forever. Such a fund is called an index fund. The index fund is simply a basket (portfolio) that holds many, many eggs (stocks) designed to mimic the overall performance of the U.S. stock market (or any financial market or market sector).  The traditional index fund (TIF), by definition, basically represents the entire stock market basket, not just a few scattered eggs. It eliminates the risk of picking individual stocks, the risk of emphasizing certain market sectors, and the risk of manager selection. Only stock market risk remains. (That risk is quite large enough, thank you!) Index funds make up for their lack of short-term excitement by their truly exciting long-term productivity. The TIF is designed to be held for a lifetime.
    实施这一策略的最佳方式其实很简单：购买一只持有这种全市场投资组合的基金，并永远持有它。这种基金称为指数基金。指数基金只是一个篮子（投资组合），持有许许多多鸡蛋（股票），旨在模仿美国股市（或任何金融市场或市场部门）的整体表现。根据定义，传统指数基金（TIF）基本上代