Analysis of asset securitization
Abstract: The direct impact of asset securitization is to
change the way the supply of funds, commercial banks or
finance companies and other traditional lenders will be the
role of capital market alternatives. Commercial banks to
participate in the operation of asset securitization can improve
asset-liability management, improve security, liquidity and
profitability. Commercial banks should actively create
conditions that promote asset securitization, and full use of
advantages in the asset securitization market as a variety of
roles, improve the competitiveness of banks.
Keywords: asset securitization; commercial banks;
impact; countermeasures An asset securitization role of
commercial banks (1) to enhance the bank’ s asset-liability
management capabilities.
General funds from their bank’ s absorption of important
deposits, while deposits are mostly short term, but bank
deposits If the absorption of the way to real estate mortgage
loans lent out, then obtained a long-term debt assets of bank
short-term debt facility with long-term assets, it is likely to