Are women good at managing financial affairs than men??

      When it comes to money， women really are more responsible than men， with an international survey finding that they're less likely to get into debt and strive harder to become financially independent.

       The global Reuters Synovate survey polled some 4，500 women in 12 countries about money matters. An equal number of men were also asked several questions related to finances.

     The survey showed that just over half respondents of both genders said women are more responsible with money than men， with the highest level of agreement found in Mexico， where 72 percent of people believed women were better at handling finances.

     And although more than 40 percent of women use part of their monthly income to pay off credit cards， some 70 percent of female respondents also said that having more than one credit card could lead to financial debt， revealing women's higher awareness.

        “ It's obviously not the card itself that causes anyone to use it. So the statement is really about control and temptation，”said Claire Braverman， international market research firm Synovate's senior vice president of Financial Services in the United States.

       “The ability to spend more， that you don't have in the first place， can certainly lead to debt. It means people have to control themselves and their spouses，” she added.

         More women believed in their financial ability than men， with 61 percent saying they were more responsible， while only 40 percent of men agreed.

          But nearly half the women surveyed also conceded that they were bigger spenders than their male counterparts， with nearly 60 percent of men agreeing.

          The survey was conducted in December in Australia， Brazil， Bulgaria， Canada， France， Indonesia， Malaysia， Mexico， the Netherlands， South Africa， Britain， and the United States.

Example one

     The survey, of 2,000 investors world-wide with investible assets of more than 0,000, showed that 75% of respondents felt residential real estate looks attractive from aninvestment perspective. Of course, that doesn’t mean they arebuying: 60% said tight credit was preventing them from taking the plunge。

      About half ofthe respondents expect an increase in the value of their real-estate investments over the next two years. Almost 40% of those with assets of million or more have greater than 50% of their portfolio in real estate (so much for lessons learned)。

      Perhaps the most interesting part of the survey relates to gender. Almost half(49%) of the women surveyed consider real estate to be a less risky investment than stocks, compared with 37% of men。

      Women also aremore likely to enjoy investing in real estate than men: 44% of women surveyed find buying property more enjoyable than investingin other asset classes. Only 28% of men feel the same way. While34% of men are likely to invest in real estate indirectly through afund, only 14% of women would prefer this approach。

        I’m going to avoidstereotyping and put the question to readers: Why do you think thatwomen like real estate more then men?

Example two

         Britain‘s mothers are turning into a nation of ’mousewives‘ - by using home computers to boost their household income during the recession.

         In between running the home and taking care of children， almost half of stay-at-home mothers use the internet and emails to raise some extra cash，a study found.

         The average mousewife spends six hours and eight minutes a week on computer-based jobs in make-shift home offices.

       And it is clearly paying off with one in 20 earning at least ￡200 a month from the using a computer mouse at home.