”Diane Weil earns wages of $45,000 and interest and dividend income of $5,000.She spends $8,000 as a down payment on a newly constructed mountain cabin and lends $4,000 in financial markets.Assuning that Diane spends the remainder of her income on consumption,what is her saving?Is she a net lender or net borrower?What is her consumption？”

以上是题目，我的答案如下，因为不太确定自己分析得对不对，希望和大家交流一下，谢谢！

Her saving is the amount of $4000 she lends in financial markets.
She is a net-borrower.
The remainder about $3800 is her consumption.