【作者(必填)】Hong, Jay H., and José-Víctor Ríos-Rull.
【文题(必填)】"Life Insurance and Household Consumption." 
American Economic Review, 102(7): 3701-30.
【年份(必填)】 2012
【全文链接或数据库名称(选填)】URL: http://www.aeaweb.org/articles.php?doi=10.1257/aer.102.7.3701
非常谢谢!