依靠关系这种手段的情况，估计每个行业都会存在，并且与饱和度问题没有一些直接的关系吧。
如果依LZ之见，如果有考试但是没有经验的人过于的多，那么对于精算的前景也是良好。因为量变是质变的前提，LZ说的仅是现状，但从长远发展的角度来说，应该会达到平衡的状态。比如，可以让有眼光的人或公司（比如某保险公司），通过建立类似管理培训生部门，培训一部分学生转化成您说的未饱和部分，有效率的加入这部分人群，是不是就会饱和了呢？另外啊，LZ所说的入门是指开始考精算证书或者是学习精算这项知识这类人，还是进入保险公司开始工作？
最后，LZ能不能举一些数据呢？虽然比较赞同LZ观点，但是还是希望有些准确数据支撑您的观点。
（虽然写的乱，但是我要想保持正能量！LZ海涵海涵）

我的感受是，前几年好像市场不一样吧，没竞争这么激烈，我当时也猜到了，等我毕业的时候肯定这市场就饱和了。不过现在还不想转行，再努力几年看看吧

投入什么了啊？考试？

严重认同
眼睛看见的只有"金子"不见"塔"

机会成本

demand and supply theory is not something new
particularly, you even don't need an actuarial degree in order to get into the actuarial field

for data back up my point

Supply:
each year, more than 300 students graduated from Waterloo
there are more than 13 universities in Canada offering actuarial program
Total new graduates should be more than 1000 per year
Most of them can not find an actuarial job

Demand:
Less than 40 entry level student are hired in Canada every year

Example:

There was an entry-level opening in my team. And we received more than 60 resumes, including a few post-doctors, PHD. For an entry-level actuarial student, we usually pay $50K (Bachelor) - $60K (master or PHD).

If you were in an accounting major, your chance being hired is near 85% though the starting salary is only around $40K.

As a potential actuarial student, you can tell the return on investment.

smart

第二专业吧
两条腿走路总比一条路走到黑好
Good luck

具体是啥啊？

求新观点，我身边也有很多想考精算的~~

总要有个过程吧

看看

确实饱和了

没懂这几句话都是表现出什么意思？

顶一个

关系

所有行业都是这样

有考试没有经验的学生的确是越来越多。对于供给部分我觉得有一些不解之处，加拿大每年只招40入门级别的学生是不是可以意味着公司岗位中已经有足够的有经验的人，所以仅仅只需招够能够作为补充这群有经验人群的后备力量就可以了？那就是有经验的人已经饱和了呢？
另外我想问下LZ，是不是专业不在精算统计数学金融会计范围内，就不会进入笔试阶段。换句话而言，进入精算领域是不是要有严格的专业限定

公说公有理婆说婆有理，弄得我等小渣很迷茫啊

There is usually no 笔试阶段 in Canada. Major is not critical but we usually hire students from actuarial / math / statistics / computer science / economic programs. The reason is simple: you shouldn't expect to find a polar bear in Mexico ......

The market for entry level actuarial analyst is very very small in either Canada or North America because it is a matured industry.

Experienced actuaries are highly welcomed since they can do a lot of more than entry level students can. On the same token, you can predict that a student will move to another company soon (average service year: 2). Companies have no incentive to hire entry level students if they can find experienced actuaries.

Hope it helps.

如果真如LZ之说，即便我去学也不是特别有希望了，因为我不是那里面的专业。但是我还是会好好学的，多补充点自己的知识。

真的饱和了吗？

真的饱和了