各位可否幫忙分析今年MLC的考試分佈
5) Describe how reserves are used as an accounting entry to allocate income over the
life of a contract. (0-5%)


7) Models used to model cash flows for non-interest sensitive insurances other than
traditional life insurances and annuities. (5-15%)
a. Calculate benefit premium and benefit reserves by applying concepts
presented for traditional life insurance and annuities for the loss-at-issue
and future loss random variables based on single decrement on single life
models, multiple decrements on single life models, and Markov chain
models.


11) Models that consider expense cash flows. (10-25%)
a. Calculate an expense factor using the appropriate exposure.
b. Calculate probabilities and moments of the present-value-of-expenses
random variable based on single decrement on single life model and
multiple decrements on a single life models.
c. Calculate the expense reserve.
d. Calculate a gross premium given expenses and benefits based on: the
equivalence principle; and a return on gross profits basis.
e. Calculate the gross premium reserve.
f. Calculate the asset share.
g. Calculate expected profit, actual profit, gain, and gain by source.