<p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 0pt; TEXT-ALIGN: center;"><span style="; FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;; mso-bidi-;">非寿险精算数学</span><span lang="EN-US" style="; mso-bidi-;"><font face="Times New Roman">(05)</font></span><span style="; FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;; mso-bidi-;">考试大纲</span><span lang="EN-US" style="; mso-bidi-;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">考试时间：</span><span lang="EN-US"><font face="Times New Roman">3</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">小时</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">考试形式：书面、闭卷</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">试题类型：客观判断题</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">考试内容和要求：</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 24pt; TEXT-INDENT: -24pt; mso-list: l0 level1 lfo1; tab-stops: list 24.0pt;"><span lang="EN-US" style="mso-bidi-font-family: 宋体;"><span style="mso-list: Ignore;"><font face="Times New Roman">一．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">损失分布（</span><span lang="EN-US"><font face="Times New Roman">15%</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">1．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">基础风险资本（</span><span lang="EN-US"><font face="Times New Roman">RBC</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">2．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">损失分布的数字特征</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">3．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">损失额分布</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">4．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">损失次数分布</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 24pt; TEXT-INDENT: -24pt; mso-list: l0 level1 lfo1; tab-stops: list 24.0pt;"><span lang="EN-US" style="mso-bidi-font-family: 宋体;"><span style="mso-list: Ignore;"><font face="Times New Roman">二．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">总损失的数学模型（</span><span lang="EN-US"><font face="Times New Roman">10%</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">1．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">独立随机变量和的分布</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">2．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">总损失额的分布（个别风险模型）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">3．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">总损失额的分布（聚合风险模型）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 24pt; TEXT-INDENT: -24pt; mso-list: l0 level1 lfo1; tab-stops: list 24.0pt;"><span lang="EN-US" style="mso-bidi-font-family: 宋体;"><span style="mso-list: Ignore;"><font face="Times New Roman">三．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">损失分布的统计推断（</span><span lang="EN-US"><font face="Times New Roman">15%</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">1．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">损失分布的拟合和拟合优度检验</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">2．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">贝叶斯方法</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">3．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">信度理论基础</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 24pt; TEXT-INDENT: -24pt; mso-list: l0 level1 lfo1; tab-stops: list 24.0pt;"><span lang="EN-US" style="mso-bidi-font-family: 宋体;"><span style="mso-list: Ignore;"><font face="Times New Roman">四．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">损失分布的随机模拟（</span><span lang="EN-US"><font face="Times New Roman">15%</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">1．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">损失额的随机模拟</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">2．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">损失次数的随机模拟</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">3．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">总损失额的随机模拟</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">4．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">随机模拟的次数和精度</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 24pt; TEXT-INDENT: -24pt; mso-list: l0 level1 lfo1; tab-stops: list 24.0pt;"><span lang="EN-US" style="mso-bidi-font-family: 宋体;"><span style="mso-list: Ignore;"><font face="Times New Roman">五．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">相关分析和回归分析（</span><span lang="EN-US"><font face="Times New Roman">10%</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">1．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">相关分析</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">2．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">线性回归分析</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">3．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">非线性回归分析</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 24pt; TEXT-INDENT: -24pt; mso-list: l0 level1 lfo1; tab-stops: list 24.0pt;"><span lang="EN-US" style="mso-bidi-font-family: 宋体;"><span style="mso-list: Ignore;"><font face="Times New Roman">六．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">时间序列分析（</span><span lang="EN-US"><font face="Times New Roman">15%</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">1．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">时间序列及其指标分析</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">2．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">时间序列的外推模型</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">3．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">随机型时间序列分析</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 24pt; TEXT-INDENT: -24pt; mso-list: l0 level1 lfo1; tab-stops: list 24.0pt;"><span lang="EN-US" style="mso-bidi-font-family: 宋体;"><span style="mso-list: Ignore;"><font face="Times New Roman">七．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">效用理论（</span><span lang="EN-US"><font face="Times New Roman">10%</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">1．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">效用期望决策</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">2．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">非寿险定价</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 24pt; TEXT-INDENT: -24pt; mso-list: l0 level1 lfo1; tab-stops: list 24.0pt;"><span lang="EN-US" style="mso-bidi-font-family: 宋体;"><span style="mso-list: Ignore;"><font face="Times New Roman">八．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">随机过程（</span><span lang="EN-US"><font face="Times New Roman">10%</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">1．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">泊松过程</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">2．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">马尔可夫链</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">3．<span style="FONT: 7pt &quot;Times New Roman&quot;;"><font size="3">&nbsp; </font></span></font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">破产概率</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span lang="EN-US" style="; mso-fareast-font-family: &quot;Times New Roman&quot;;"><span style="mso-list: Ignore;"><font face="Times New Roman">4．</font></span></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">无赔款优待折扣（</span><span lang="EN-US"><font face="Times New Roman">NCD</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">）</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;"></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;"></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;"></span></p><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;"></span><span lang="EN-US" style=";"><p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><chmetcnv wst="on" tcsc="0" numbertype="1" negative="False" hasspace="False" sourcevalue="6" unitname="g"><b><span lang="EN-US" style="; FONT-FAMILY: 宋体; mso-bidi-;">06G</span></b></chmetcnv><b><span lang="EN-US" style="; FONT-FAMILY: 宋体; mso-bidi-;">
                                        </span></b><b><span style="; FONT-FAMILY: 宋体; mso-bidi-;">非寿险原理与实务<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b><span style="; FONT-FAMILY: 宋体; mso-bidi-;">考试内容与要求：<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">(1)</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">基本原理（分数比例：<span lang="EN-US">20%</span>）<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">①</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">风险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">风险的含义风险的特征<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp; </span></span>风险度量的指标 有关风险的基本概念风险成本 风险的分类 可保风险的概念和要件 风险管理的概念及基本程序 风险控制的技术<span lang="EN-US">
                                                <p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">②</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险的概念、性质与职能<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险的含义保险的要素 保险的特征 保险的地位、职能与作用 保险的分类与种类 商业保险与社会保险<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">③</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">财产保险概念、特点<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">财产保险的概念、特点财产保险与人身保险的区别 财产保险的分类<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp; </span><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">④</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险合同<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险合同的概念和特征保险合同的主体、客体和内容 投保人 保险人 被保险人 受益人 保险中介 可保利益 保险合同的主要条款 保险合同的形式 保险合同的变更和终止 保险合同的解释原则和争议处理的方法<span lang="EN-US">
                                                <p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">⑤</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">财产保险合同<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">财产保险合同的性质财产保险合同的订立及凭证 财产保险合同的主体、客体和内容 财产保险合同的变更、转让和终止 财产保险合同的原则<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">⑥</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险的基本原则<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险利益原则最大诚信原则 损失补偿原则 近因原则 代位求偿与委付原则 重复保险分摊原则<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;"><p>&nbsp;</p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">(2)</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">非寿险经营（分数比例：<span lang="EN-US">30%</span>）<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">①</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">经营主体<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">财产保险公司的概念财产保险公司的组织形式（股份制保险公司、相互保险公司、保险合作社、保险集团等） 财产保险公司设立条件及要求 财产保险公司设立的一般过程 保险公司法人治理结构<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp; </span></span>财产保险公司的业务范围及我国的相关规定 保险经营的特征与原则<span lang="EN-US">
                                                <p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">②</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险公司组织结构<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险公司组织结构的概念设计组织结构的原理<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">③</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险营销<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险营销的概念保险营销的管理程序 保险市场细分与选择目标市场 保险营销策略的内容 保险营销渠道的种类及各自的利弊 保险营销服务创新策略<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">④</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">业务管理<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">财产保险经营的环节财产保险公司承保管理的内容和程序 财产保险公司主要险种核保的主要内容 防灾的概念及保险公司防灾的方法 理赔的含义 理赔的原则和基本程序<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">⑤</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险准备金及运用<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险资金及保险准备金未到期责任准备金 未决赔款准备金 总准备金 保险保障基金 保险公司资金运用的原则及意义 保险公司资金运用和管理及我国的相关规定<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">⑥</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">最低偿付能力<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">偿付能力与最低偿付能力的含义我国的相关规定 我国保险法对公司自留风险及再保险的相关规定<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">⑦</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">经营效益<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">经营效益的概念非寿险的入帐保费、应收保费、实收保费、未赚保费、已赚保费 已付赔款 未决赔款 入帐保费赔付率 已赚保费赔付率 入帐保费成本率 已赚保费成本率 资金运用率 资金运用赢利率非寿险业务利润利润的计算<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">⑧保险公司的国际化经营</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;"><p></p></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">保险公司的国际化经营的比要性 保险公司的国际化经营的途径 保险公司的国际化经营的管理要求</span><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">⑨</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险市场<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险市场的概念与要素保险市场的类型 保险市场机制 保险市场的需求与供给 保险市场的中介 保险市场竞争与合作<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;"><p>&nbsp;</p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">(3)</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">非寿险实务（分数比例：<span lang="EN-US">30%</span>）<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">①</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">企业、家庭财产保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">企业财产保险的含义火灾保险的含义 企业财产保险的保险标的 企业财产保险的风险评估和费率 家庭财产保险的分类 家庭财产保险的保险标的、家庭财产保险的保险金额与费率 家庭财产两全保险的含义个人抵押贷款房屋保险的含义 营业中断保险的含义 营业中断保险的保险金额与费率 巨灾风险与保险的含义 投资型财产险的含义<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">②</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">机动车辆保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">机动车辆保险的概念车辆损失保险的保险标的及主要保险责任、除外责任 车辆损失保险的附加险 机动车辆第三者责任险的内容及主要保险责任 法定与商业机动车辆第三者责任险机动车辆第三者责任险的附加险影响机动车辆保险费率的主要因素 机动车辆保险的无赔款优待 机动车辆保险的赔款与追偿 车贷险的含义和特点<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">③</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">船舶保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">船舶保险的特征船舶保险的险种及条款 保赔保险 船舶保险的保险责任和除外责任<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">④</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">特殊风险保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">航空保险航天保险 石油保险 核电保险<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">⑤</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">货物运输保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">货物运输保险的概念及特点货物运输保险的风险与保险 货物运输保险的主要险种 国内货物运输保险的承保方式 承运人与承运人的责任<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">⑥</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">工程保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">建筑、安装工程保险的概念和特点建筑、安装工程保险的风险 建筑工程保险与安装工程保险的区别 工程保险的费的计算基础 工程保险的附加条款 工程保证保险的含义 机器损坏保险的含义和特点 机器损坏保险的保险金额和保险费率<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">⑦</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">责任、保证保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">责任保险的含义及分类 </span><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">违约责任和侵权责任 过错归责原则和无过错归责原则（严格责任、绝对责任） </span><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">各责任保险的概念 责任保险的费率厘定方法 雇主责任保险风险<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp; </span></span>雇主责任保险常用扩展条款 产品责任保险的赔偿限额、免陪额、追溯期 产品责任保险的常用条款职业责任保险的种类 信用保险的含义 商业信用保险的主要险种 出口信用保险的含义及特点 投资保险的含义 保证保险的性质及特点 保证保险的种类<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">⑧</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">意外伤害保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">意外伤害保险的含义与特征意外伤害保险的可保风险<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp;&nbsp; </span></span>意外伤害保险的保险责任意外伤害保险的费率与准备金<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">⑨</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">健康保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">健康保险的概念、特征健康保险的基本类型 健康保险的常见条款 健康保险的费率与准备金<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-no-proof: yes;">⑩</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">农业保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">农业保险的性质、特点和作用农业保险的风险 农业保险的分类 农业保险的保险标的 农业保险保险费的缴付和无赔款优待<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;"><p>&nbsp;</p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">(4)</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">再保险（分数比例：<span lang="EN-US">15%</span>）<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">①</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">再保险的定义</span></b><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">再保险和直接保险的关系风险单位、自留额和分保额<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp; </span></span>再保险的意义和功能再保险的种类和形式<span lang="EN-US">
                                                <p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">②</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">再保险合同<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">再保险合同的含义和主要组成部分再保险合同的权利和义务<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">③</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">再保险业务的安排方式</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;"><p></p></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">临时再保险的含义和特点固定再保险的含义和特点 预约再保险的含义和特点<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">④</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">比例再保险与非比例再保险<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">比例再保险的含义和特点成数再保险的含义、特点及运用 溢额再保险的含义、特点及运用 非比例再保险的含义和特点 非比例再保险的分类及各自的概念、特点和计算 比例再保险合同的基本条款 非比例再保险合同的基本条款<span lang="EN-US">
                                                <p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">⑤再保险业务经营<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">再保险业务的经营原则再保险分入业务的经营 再保险分出业务的经营 再保险的财务管理<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp; </span><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;"><p>&nbsp;</p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">(5)</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险监管（分数比例：<span lang="EN-US"> 5%</span>）<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">①</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险监管概述<span lang="EN-US"><p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险监管必要性保险监管的目标 保险监管的体系与方式<span lang="EN-US">
                                                <p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">②</span></b><b style="mso-bidi-font-weight: normal;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">保险监管的主要内容<span lang="EN-US">
                                                        <p></p></span></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">国家对保险组织监管的主要内容国家对保险经营监管的主要内容 国家对保险财务监管的主要内容 国家对保险中介监管的主要内容<span lang="EN-US">
                                                <p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;"><p>&nbsp;</p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">推荐参考书目：<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;"><p>&nbsp;</p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">1</span><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">．《保险原理和实务》 吴小平 魏华林 孟龙 主编 中国金融出版社<span lang="EN-US"> 2002</span>年<span lang="EN-US">3</span>月<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">2</span><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">．</span><span class="p6"><span style="FONT-FAMILY: 仿宋_GB2312; mso-hansi-font-family: 宋体; mso-bidi-;">《保险经营管理学》 江生忠 祝向军 主编<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp; </span></span>中国金融出版社<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp; </span>2001</span>年<span lang="EN-US">7</span>月</span></span><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">3</span><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">．《财产保险》 乔林 王绪瑾 中国人民大学出版社<span lang="EN-US"> 2003</span>年<span lang="EN-US">10</span>月<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">4</span><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">．《再保险学》 赵苑达主编 中国金融出版社<span lang="EN-US"> 2003</span>年<span lang="EN-US">1</span>月<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">5.</span><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">《巨灾风险的保险研究与应对策略综述》 ，栾存存，<span lang="EN-US">2003</span>年<span lang="EN-US">5</span>月，<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">6.</span><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">《责任险条款中的民法责任》，陈欣，<span lang="EN-US">2004</span>年<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">7.</span><span style="FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">《投资型财产保险概述》，<span lang="EN-US">2004</span>年<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b><span lang="EN-US" style="FONT-FAMILY: 宋体;"><p>&nbsp;</p></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">推荐参考书目：</span><span lang="EN-US"><p></p></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><font face="Times New Roman">1</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">．《保险原理和实务》</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">吴小平</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">魏华林</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">孟龙</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">主编</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">中国金融出版社</span><span lang="EN-US"><font face="Times New Roman"> 2002</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">年</span><span lang="EN-US"><font face="Times New Roman">3</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">月</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><font face="Times New Roman">2</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">．</span><span class="p6"><span style="FONT-FAMILY: 宋体;">《保险经营管理学》 江生忠 祝向军 主编<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp; </span></span>中国金融出版社<span lang="EN-US"><span style="mso-spacerun: yes;">&nbsp; </span>2001</span>年<span lang="EN-US">7</span>月</span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><font face="Times New Roman">3</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">．《财产保险》</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">乔林</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">王绪瑾</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">中国人民大学出版社</span><span lang="EN-US"><font face="Times New Roman"> 2003</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">年</span><span lang="EN-US"><font face="Times New Roman">10</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">月</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><font face="Times New Roman">4</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">．《再保险学》</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">赵苑达主编</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">中国金融出版社</span><span lang="EN-US"><font face="Times New Roman"> 2003</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">年</span><span lang="EN-US"><font face="Times New Roman">1</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">月</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><font face="Times New Roman">5.</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">《巨灾风险的保险研究与应对策略综述》</span><font face="Times New Roman">
                                </font><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">，栾存存，</span><span lang="EN-US"><font face="Times New Roman">2003</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">年</span><span lang="EN-US"><font face="Times New Roman">5</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">月，</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><font face="Times New Roman">6.</font></span><span style="FONT-FAMILY: 宋体; mso-ascii-font-family: &quot;Times New Roman&quot;; mso-hansi-font-family: &quot;Times New Roman&quot;;">《投资型财产保险概述》，</span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><b><span lang="EN-US"><p><font face="Times New Roman">&nbsp;</font></p></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US"><p><font face="Times New Roman">&nbsp;</font></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt 39pt; TEXT-INDENT: -18pt; mso-list: l0 level2 lfo1; tab-stops: list 39.0pt;"></p></p></span>

<p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><b><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 黑体; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">《非寿险定价》考试大纲</span></b><b><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 黑体;"><p></p></span></b></p><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;"><p>&nbsp;</p></span></p><p class="MsoNormal" style="MARGIN: 6pt 0cm 12pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 125%; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: .5gd; mso-para-margin-right: 0cm; mso-para-margin-bottom: 1.0gd; mso-para-margin-left: 21.0pt;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: Arial; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">1.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">科目代码：</span><chmetcnv wst="on" tcsc="0" numbertype="1" negative="False" hasspace="False" sourcevalue="7" unitname="g"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;">07G</span></chmetcnv><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 6pt 0cm 12pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 125%; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: .5gd; mso-para-margin-right: 0cm; mso-para-margin-bottom: 1.0gd; mso-para-margin-left: 21.0pt;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: Arial; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">2.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">考试时间：</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;">3</span><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">小时</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 6pt 0cm 12pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 125%; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: .5gd; mso-para-margin-right: 0cm; mso-para-margin-bottom: 1.0gd; mso-para-margin-left: 21.0pt;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: Arial; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">3.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">考试题型：</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;">
                        <p></p></span></p><div align="center"><table class="MsoNormalTable" cellspacing="0" cellpadding="0" border="1" style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; BORDER-LEFT: medium none; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-border-alt: solid windowtext .5pt; mso-yfti-tbllook: 480; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext;"><tbody><tr><td style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt;"><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">题型</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p></td><td style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt;"><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">分数占比</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p></td></tr><tr><td style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">不定项选择题</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p></td><td style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;">20%<p></p></span></p></td></tr><tr><td style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">简答题</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p></td><td style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;">20%<p></p></span></p></td></tr><tr><td style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">计算题</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p></td><td style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;">45%<p></p></span></p></td></tr><tr style="mso-yfti-lastrow: yes;"><td style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">综合论述题</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p></td><td style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 6pt; LINE-HEIGHT: 125%; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;">15%<p></p></span></p></td></tr></tbody></table></div><p class="MsoNormal" style="MARGIN: 12pt 0cm 6pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 125%; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: 1.0gd; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 21.0pt;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: Arial; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">4.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">考试指定学习资料：</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 6pt; TEXT-INDENT: 28pt; LINE-HEIGHT: 125%; tab-stops: 45.0pt; mso-para-margin-bottom: .5gd; mso-char-indent-count: 2.0;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">中国精算师（非寿险方向）考试课程教材：《非寿险定价》，张琳主编，</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;">2006</span><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">年。</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 6pt 0cm 12pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 125%; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: .5gd; mso-para-margin-right: 0cm; mso-para-margin-bottom: 1.0gd; mso-para-margin-left: 21.0pt;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: Arial; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">5.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">考试要点：</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 6pt; TEXT-INDENT: 28pt; LINE-HEIGHT: 125%; tab-stops: 45.0pt; mso-para-margin-bottom: .5gd; mso-char-indent-count: 2.0;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">本科目考试主要考察考生对<b>非寿险定价理论基础和初级实务</b>的掌握情况。考试内容主要围绕以下三个方面：</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 6pt 49pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 125%; mso-list: l1 level1 lfo2; tab-stops: 45.0pt list 49.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 49.0pt;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">l<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><b><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">测试考生分析并且合理使用与非寿险定价相关数据的能力</span></b><b><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 6pt 49pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 125%; mso-list: l1 level1 lfo2; tab-stops: 45.0pt list 49.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 49.0pt;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">l<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><b><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">测试考生比较并选择合适的非寿险定价技术与方法的能力</span></b><b><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 6pt 49pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 125%; mso-list: l1 level1 lfo2; tab-stops: 45.0pt list 49.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 49.0pt;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">l<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><b><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">测试考生解决非寿险定价中费率厘定的一般性问题的能力</span></b><b><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoNormal" style="MARGIN: 6pt 0cm 12pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 125%; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: .5gd; mso-para-margin-right: 0cm; mso-para-margin-bottom: 1.0gd; mso-para-margin-left: 21.0pt;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: Arial; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">6.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">考试内容：</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（1）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">定价的基础知识</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">非寿险定价的目标、基本原则及基本方法</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">损失成本、精算定价与市场定价</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">与定价相关的因素以及数据资料的处理方法</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（2）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">风险暴露和风险分类</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">风险暴露与风险暴露基准</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">风险暴露基准变化及影响</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（3）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">风险分类简介</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">选择风险变量的标准</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">最终损失预测</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">损失进展</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">损失趋势</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">事故发生制下的最终损失预测</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">索赔发生制下的最终损失预测</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（4）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">费用估算</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">费用分类</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">理赔费用的估算</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">承保费用的估算</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">费用在定价中的处理</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（5）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">经验费率厘定</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">经验费率厘定方法</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">保费的趋势调整</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（6）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">信度理论及信度调整</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">信度理论的回顾</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">信度理论在建立充分费率中的运用</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">信度理论在风险分类中的运用</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">信度补充在定价中的应用</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（7）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">分类费率厘定</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">分类费率厘定方法</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">分类定价保费的调整</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">最小偏差法</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">广义线性模型定价简介</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（8）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">个体风险费率厘定</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">个体风险费率厘定的目标和系统特点</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">未来法个体风险费率厘定系统</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">追溯法个体风险费率厘定系统</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（9）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">机动车辆保险定价</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">机动车辆保险定价的基本流程</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">市场定价调整</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">保费充足度分析</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">无赔款优待系统（</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">NCD</span><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">）</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（10）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">企业财产保险定价</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">企财险定价因素</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">企财险定价及调整</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 125%; mso-list: l0 level2 lfo1; tab-stops: list 57.0pt; mso-char-indent-count: 0;"><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-family: 仿宋_GB2312;"><span style="mso-list: Ignore;">（11）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp; </span></span></span></b><b style="mso-bidi-font-weight: normal;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">非寿险定价的评估</span></b><b style="mso-bidi-font-weight: normal;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></b></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">基于资产份额定价模型的评估</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 24pt; LINE-HEIGHT: 125%;"><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">基于利源分析的定价评估</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p><p class="MsoNormal" style="MARGIN: 6pt 0cm 12pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 125%; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: .5gd; mso-para-margin-right: 0cm; mso-para-margin-bottom: 1.0gd; mso-para-margin-left: 21.0pt;"><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: Arial; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">7.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><span style="; LINE-HEIGHT: 125%; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial; mso-bidi-font-weight: bold;">知识点分布：</span><span lang="EN-US" style="; LINE-HEIGHT: 125%; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><p></p></span></p><div align="center"><table class="MsoNormalTable" cellspacing="0" cellpadding="0" width="498" border="1" style="BORDER-RIGHT: medium none; BORDER-TOP: medium none; MARGIN: auto auto auto -16.05pt; BORDER-LEFT: medium none; WIDTH: 373.35pt; BORDER-BOTTOM: medium none; BORDER-COLLAPSE: collapse; mso-padding-alt: 0cm 5.4pt 0cm 5.4pt; mso-border-alt: solid windowtext .5pt; mso-yfti-tbllook: 480; mso-border-insideh: .5pt solid windowtext; mso-border-insidev: .5pt solid windowtext;"><tbody><tr><td valign="top" width="189" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 5cm; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">（一）风险暴露基准在费率厘定过程中的作用</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td><td valign="top" width="309" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: windowtext 1pt solid; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; WIDTH: 231.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">风险暴露基准的定义</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">风险暴露基准的特点</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">风险暴露变化的影响</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">与风险暴露有关的保险条款</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td></tr><tr><td valign="top" width="189" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 5cm; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">（二）风险分类的目的及其方法</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td><td valign="top" width="309" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; WIDTH: 231.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">风险分类对保险公司经营的作用</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">信度</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">逆选择</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">分类组选择的标准</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">分类计划的有效性</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td></tr><tr><td valign="top" width="189" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 5cm; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">（三）利用合理的保费数据来预测保费，并根据保单条款、费率水平的变化以及保费趋势，得到总体参考费率水平</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td><td valign="top" width="309" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; WIDTH: 231.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">各种损失数据的编制（日历年</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">保单年</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">事故年）</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">已签保费和已经保费</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">费率调整</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">保单条款</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">赔付变化</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">承保标的数量变化</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">平行四边形法则</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">风险暴露的定义及增加</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">法律变化的影响</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td></tr><tr><td valign="top" width="189" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 5cm; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">（四）利用合理的损失和理赔费用数据预测损失和理赔费用，并根据保单条款、费率水平的变化以及保费趋势，得到总体参考费率水平</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td><td valign="top" width="309" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; WIDTH: 231.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">各种损失数据的编制（日历年</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">保单年</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">事故年）</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">已发生损失和已赔付损失</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">法律变化的影响</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">损失进展</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">损失频率和损失程度及它们的趋势</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">纯保费及其趋势</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">指数和线性趋势</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">损失趋势及进展的关系</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">业务合并的影响</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/>ALAE</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">和</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">ULAE<br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">保单条款</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">信度标准及公式</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">大额损失调整</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td></tr><tr><td valign="top" width="189" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 5cm; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">（五）计算承保费用并得到总体参考费率水平</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td><td valign="top" width="309" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; WIDTH: 231.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">费用类型：</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">佣金</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">一般费用</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">其他签单成本</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">税收、执照费用</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">利润和意外准备</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">数据来源及选择标准</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">固定和可变费用</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">费用计算</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">理赔费用和承保费用的区别</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td></tr><tr><td valign="top" width="189" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 5cm; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">（六）利用纯保费法和损失率法计算总体参考费率水平</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td><td valign="top" width="309" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; WIDTH: 231.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">损失率法公式</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">纯保费法公式</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">公式因子的估计</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">两种方法优缺点</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">两种方法的假设及数据要求</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td></tr><tr><td valign="top" width="189" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 5cm; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">（七）计算不同级别</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">区域</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">免赔额</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">递增限额的费率</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td><td valign="top" width="309" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; WIDTH: 231.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">信度和信度组成</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">调整因子</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">限额的调整</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">损失分层</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">基本限额</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">总限额</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">费用调整</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><span style="mso-spacerun: yes;">&nbsp; </span><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">费率厘定因子的公式及推导</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td></tr><tr><td valign="top" width="189" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 5cm; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">（八）个体费率厘定的目的及运用</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td><td valign="top" width="309" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; WIDTH: 231.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">损失数据的调整</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">表订费率</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">信度</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">手册费率</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">回溯法费率厘定</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">经验期</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">经验调整及其因子的计算公式</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">损失分层</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td></tr><tr><td valign="top" width="189" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 5cm; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">（九）常见实务定价模型及定价考虑</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td><td valign="top" width="309" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; WIDTH: 231.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">两大险种的定价因素</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">各种损失数据的编制（日历年</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">保单年</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">/</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">事故年）</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">无赔款优待系统及其运用</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">广义线性模型</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;">(GLMs)</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">定价</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/>GLMs</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">公式因子</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">最小偏差法及其定价过程</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/>GLMs</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">、最小偏差法以及其他传统模型的比较</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td></tr><tr style="mso-yfti-lastrow: yes;"><td valign="top" width="189" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: windowtext 1pt solid; WIDTH: 5cm; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">（十）定价模型的评估考虑</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td><td valign="top" width="309" style="BORDER-RIGHT: windowtext 1pt solid; PADDING-RIGHT: 5.4pt; BORDER-TOP: #d4d0c8; PADDING-LEFT: 5.4pt; PADDING-BOTTOM: 0cm; BORDER-LEFT: #d4d0c8; WIDTH: 231.6pt; PADDING-TOP: 0cm; BORDER-BOTTOM: windowtext 1pt solid; BACKGROUND-COLOR: transparent; mso-border-alt: solid windowtext .5pt; mso-border-left-alt: solid windowtext .5pt; mso-border-top-alt: solid windowtext .5pt;"><p class="MsoBodyTextIndent2" style="MARGIN: 0cm 0cm 0pt; TEXT-INDENT: 0cm; mso-char-indent-count: 0; mso-line-height-alt: 0pt;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">模型考虑因素</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">几种假设情况下的模型评估</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><br/></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-ascii-font-family: Arial; mso-hansi-font-family: Arial; mso-bidi-font-family: Arial;">结果分析</span><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p></p></span></p></td></tr></tbody></table></div><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"><span lang="EN-US" style="; FONT-FAMILY: Arial; mso-fareast-font-family: 仿宋_GB2312;"><p>&nbsp;<p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 7.8pt; LINE-HEIGHT: 25pt; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd; mso-line-height-rule: exactly;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">考试大纲<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 7.8pt; LINE-HEIGHT: 25pt; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd; mso-line-height-rule: exactly;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">科目名称：《非寿险责任准备金评估》<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 25pt; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 21.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">1.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">科目代码：<chmetcnv wst="on" tcsc="0" numbertype="1" negative="False" hasspace="False" sourcevalue="8" unitname="g"><span lang="EN-US">08G</span></chmetcnv><span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 25pt; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 21.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">2.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">考试时间：<span lang="EN-US">3</span>小时<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 25pt; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 21.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">3.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">考试形式：选择题（<span lang="EN-US">50</span>％）和综合应用题（<span lang="EN-US">50</span>％）<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 25pt; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 21.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">4.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">考试指定学习教材：<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt; TEXT-INDENT: 30pt; LINE-HEIGHT: 25pt; tab-stops: 45.0pt; mso-para-margin-bottom: .5gd; mso-char-indent-count: 2.0; mso-line-height-rule: exactly;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">中国精算师（非寿险方向）考试课程学习教材：《非寿险责任准备金评估》，谢志刚、周晶晗主编，中国财政经济出版社，<span lang="EN-US">2006</span>年。<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt; LINE-HEIGHT: 25pt; tab-stops: 45.0pt; mso-para-margin-bottom: .5gd; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">5</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">、可参考资料：<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 25pt; mso-list: l0 level2 lfo1; tab-stops: 45.0pt list 57.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 57.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">（1）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">中国保监会：《保险公司非寿险业务准备金管理办法（试行）》及其《实施细则》。<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 25pt; mso-list: l0 level2 lfo1; tab-stops: 45.0pt list 57.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 57.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">（2）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">吴小平主编：《保险公司非寿险业务准备金评估实务指南》，中国财政经济出版社，<span lang="EN-US">2005</span>年。<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 25pt; mso-list: l0 level2 lfo1; tab-stops: 45.0pt list 57.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 57.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">（3）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">谢志刚、韩天雄编著：《风险理论与非寿险精算》，南开大学出版社，<span lang="EN-US">2000</span>年。<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt; LINE-HEIGHT: 25pt; mso-para-margin-bottom: .5gd; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">6</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">、考试内容：<span lang="EN-US"><p></p></span></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 7.8pt 0cm; TEXT-INDENT: 30.1pt; LINE-HEIGHT: 25pt; mso-line-height-rule: exactly;"><b><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">总体要求</span></b><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">是掌握非寿险责任准备金的原理和方法；熟悉非寿险责任准备金的评估过程；了解准备金报告的结构、内容和程序。<span lang="EN-US"><p></p></span></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 7.8pt 0cm; TEXT-INDENT: 30.1pt; LINE-HEIGHT: 25pt; mso-line-height-rule: exactly;"><b><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">具体内容</span></b><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">分为三部分。第一部分是基础概念与原理，内容包括考试指定<span style="mso-bidi-font-weight: bold;">学习教材</span>中第<span lang="EN-US">1</span>－<span lang="EN-US">2</span>章及附录<span lang="EN-US">1</span>－<span lang="EN-US">2</span>中的内容。<span lang="EN-US"><p></p></span></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 7.8pt 0cm; TEXT-INDENT: 30pt; LINE-HEIGHT: 25pt; mso-line-height-rule: exactly;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">第二部分<span lang="EN-US"><span style="mso-tab-count: 1;">&nbsp; </span></span>责任准备金评估方法，是考试的主干内容，包括<span style="mso-bidi-font-weight: bold;">考试指定学习教材</span>的第<span lang="EN-US">3</span>－<span lang="EN-US">9</span>章内容。<span lang="EN-US">
                                                        <p></p></span></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 7.8pt 0cm; TEXT-INDENT: 30pt; LINE-HEIGHT: 25pt; mso-line-height-rule: exactly;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">第三部分是准备金精算报告，针对考试指定学习教材的第<span lang="EN-US">10</span>章内容。<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"></p></p></span></p><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 7.8pt; LINE-HEIGHT: 25pt; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd; mso-line-height-rule: exactly;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">考试大纲<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" align="center" style="MARGIN: 0cm 0cm 7.8pt; LINE-HEIGHT: 25pt; TEXT-ALIGN: center; mso-para-margin-bottom: .5gd; mso-line-height-rule: exactly;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">科目名称：《非寿险责任准备金评估》<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 25pt; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 21.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">1.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">科目代码：<chmetcnv wst="on" tcsc="0" numbertype="1" negative="False" hasspace="False" sourcevalue="8" unitname="g"><span lang="EN-US">08G</span></chmetcnv><span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 25pt; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 21.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">2.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">考试时间：<span lang="EN-US">3</span>小时<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 25pt; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 21.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">3.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">考试形式：选择题（<span lang="EN-US">50</span>％）和综合应用题（<span lang="EN-US">50</span>％）<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 21pt; TEXT-INDENT: -21pt; LINE-HEIGHT: 25pt; mso-list: l0 level1 lfo1; tab-stops: list 21.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 21.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">4.<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">考试指定学习教材：<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt; TEXT-INDENT: 30pt; LINE-HEIGHT: 25pt; tab-stops: 45.0pt; mso-para-margin-bottom: .5gd; mso-char-indent-count: 2.0; mso-line-height-rule: exactly;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">中国精算师（非寿险方向）考试课程学习教材：《非寿险责任准备金评估》，谢志刚、周晶晗主编，中国财政经济出版社，<span lang="EN-US">2006</span>年。<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt; LINE-HEIGHT: 25pt; tab-stops: 45.0pt; mso-para-margin-bottom: .5gd; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">5</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">、可参考资料：<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 25pt; mso-list: l0 level2 lfo1; tab-stops: 45.0pt list 57.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 57.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">（1）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">中国保监会：《保险公司非寿险业务准备金管理办法（试行）》及其《实施细则》。<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 25pt; mso-list: l0 level2 lfo1; tab-stops: 45.0pt list 57.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 57.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">（2）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">吴小平主编：《保险公司非寿险业务准备金评估实务指南》，中国财政经济出版社，<span lang="EN-US">2005</span>年。<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt 57pt; TEXT-INDENT: -36pt; LINE-HEIGHT: 25pt; mso-list: l0 level2 lfo1; tab-stops: 45.0pt list 57.0pt; mso-para-margin-top: 0cm; mso-para-margin-right: 0cm; mso-para-margin-bottom: .5gd; mso-para-margin-left: 57.0pt; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-family: 仿宋_GB2312; mso-bidi-font-weight: bold;"><span style="mso-list: Ignore;">（3）<span style="FONT: 7pt &quot;Times New Roman&quot;;">&nbsp;&nbsp; </span></span></span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">谢志刚、韩天雄编著：《风险理论与非寿险精算》，南开大学出版社，<span lang="EN-US">2000</span>年。<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 7.8pt; LINE-HEIGHT: 25pt; mso-para-margin-bottom: .5gd; mso-line-height-rule: exactly;"><span lang="EN-US" style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">6</span><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-; mso-bidi-font-weight: bold;">、考试内容：<span lang="EN-US"><p></p></span></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 7.8pt 0cm; TEXT-INDENT: 30.1pt; LINE-HEIGHT: 25pt; mso-line-height-rule: exactly;"><b><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">总体要求</span></b><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">是掌握非寿险责任准备金的原理和方法；熟悉非寿险责任准备金的评估过程；了解准备金报告的结构、内容和程序。<span lang="EN-US"><p></p></span></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 7.8pt 0cm; TEXT-INDENT: 30.1pt; LINE-HEIGHT: 25pt; mso-line-height-rule: exactly;"><b><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">具体内容</span></b><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">分为三部分。第一部分是基础概念与原理，内容包括考试指定<span style="mso-bidi-font-weight: bold;">学习教材</span>中第<span lang="EN-US">1</span>－<span lang="EN-US">2</span>章及附录<span lang="EN-US">1</span>－<span lang="EN-US">2</span>中的内容。<span lang="EN-US"><p></p></span></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 7.8pt 0cm; TEXT-INDENT: 30pt; LINE-HEIGHT: 25pt; mso-line-height-rule: exactly;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">第二部分<span lang="EN-US"><span style="mso-tab-count: 1;">&nbsp; </span></span>责任准备金评估方法，是考试的主干内容，包括<span style="mso-bidi-font-weight: bold;">考试指定学习教材</span>的第<span lang="EN-US">3</span>－<span lang="EN-US">9</span>章内容。<span lang="EN-US">
                                <p></p></span></span></p><p class="MsoBodyTextIndent2" style="MARGIN: 7.8pt 0cm; TEXT-INDENT: 30pt; LINE-HEIGHT: 25pt; mso-line-height-rule: exactly;"><span style="; FONT-FAMILY: 仿宋_GB2312; mso-bidi-;">第三部分是准备金精算报告，针对考试指定学习教材的第<span lang="EN-US">10</span>章内容。<span lang="EN-US"><p></p></span></span></p><p class="MsoNormal" style="MARGIN: 0cm 0cm 0pt;"></p>

你打算报名？

这么多看得头都晕了，能不能搞个目录啊

太多了