<p>钥匙管理？挺奇怪的哦。会不会是关键的管理与配置的要素啊？通常受到再保险影响的关键的管理与配置的要素是不是反映在利损表中利润和RBC等哦？请各位大虾指教哦～～</p><p>楼主的原句出自哪里啊？</p>

<font face="Helvetica" size="3"><p align="left">1. For your first request.</p><p align="left">The term <i><font size="3"><font face="Times New Roman">run off </font></font></i><font face="Helvetica" size="3">means that an insurance or reinsurance company is administering a portfolio of discontinued business. Indeed, the company itself may be </font><i><font size="3"><font face="Times New Roman">in run off</font></font></i><font face="Helvetica" size="3">. What run off means in practice depends on the class of insurance and the nature of the risks.<p align="left">In the case of life insurance and life reinsurance run off means that no new business is acquired. However, remiums continue to be received for the in force business until all the policies have expired or lapsed, and that can take many years. In most non-life classes, on the other hand, usually no further premiums are due for a portfolio in run off, the residual risks only being a source of claims for which <i><font size="3"><font face="Times New Roman">adequate reserves </font></font></i><font face="Helvetica" size="3">have to be available. In the case of short-tail business, such as property, the run off will probably take no longer than two or three years; for transport and aviation, five to seven years is usual, but for long-tail business such as employers’ and products liability, it may take decades before it is safe to assume that there will be no further claims.</font></p></font></p></font><i><font size="3"><font face="Times New Roman">run off </font></font></i><font face="Helvetica" size="3">means that an insurance or reinsurance company is administering a portfolio of discontinued business. Indeed, the company itself may be </font><i><font size="3"><font face="Times New Roman">in run off</font></font></i><font face="Helvetica" size="3">. What run off means in practice depends on the class of insurance and the nature of the risks.<p align="left">In the case of life insurance and life reinsurance run off means that no new business is acquired. However, remiums continue to be received for the in force business until all the policies have expired or lapsed, and that can take many years. In most non-life classes, on the other hand, usually no further premiums are due for a portfolio in run off, the residual risks only being a source of claims for which <i><font size="3"><font face="Times New Roman">adequate reserves </font></font></i><font face="Helvetica" size="3">have to be available. In the case of short-tail business, such as property, the run off will probably take no longer than two or three years; for transport and aviation, five to seven years is usual, but for long-tail business such as employers’ and products liability, it may take decades before it is safe to assume that there will be no further claims.</font></p></font><i><font size="3"><font face="Times New Roman">adequate reserves </font></font></i><font face="Helvetica" size="3">have to be available. In the case of short-tail business, such as property, the run off will probably take no longer than two or three years; for transport and aviation, five to seven years is usual, but for long-tail business such as employers’ and products liability, it may take decades before it is safe to assume that there will be no further claims.</font><p align="left"><font face="Helvetica" size="3">2. For your second request</font></p><p align="left"><font face="Helvetica" size="3">"Key" means important not the tool you use to open the door. Reinsurance influences important "Guan Li" and "Pei Zhi" issues.</font></p>

<p>不记得文章是在哪个网站了，原来是文章里给的翻译错误了，我以为是什么新的专有名词呢.</p><p>谢谢3楼的讲解.</p>

<p>A decrease in the assets of a mortgage-backed securities portfolio due to the prepayment of the securities held in that portfolio.&nbsp;It is risk&nbsp;these portfolios face, which can lead to pre-payment risk and&nbsp;that usually&nbsp;forces&nbsp;the fund to&nbsp;reinvest the&nbsp;proceeds&nbsp;at lower yields than where the original securities were purchased. </p><p>一个国外网站上查到的profolios run off的解释,但解释只是针对证券方面的.有兴趣者看下</p>

保险分拆资产包，保险公司将自有的一部分保单打包出售。资产包购买方一方面取得保单收入，另一方面继承未来保单赔付或还本付息义务。希望理解正确。