汽车财务公司的固定收益部是做什么的？

tongjide

1642

收藏 2015-04-04

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cpamodeler

2015-4-4 09:48:34

tongjide 发表于 2015-4-4 10:22
What question they may ask me ?I donnot have the securities qualification certificate .Whether the ...

That's a great opportunity.
I happened to have some experience which is going to share with you below.

1. Know the entity,
its history, its brand, its competitive edge etc.

2. know how this section function
how to generate revenue, which is the riskiest part of its operation? how to mitigate it

3. why you want to do it?
your strengthen, your unique skill set, etc

They know what you have, just relax and be yourself.
Good luck.

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cpamodeler

2015-4-4 10:10:17

Are you talking about the section which sells auto loan to customers?

If so, they help the entity realize revenue in advance.
They lend money to those incapable customers in return for interest.
The collateral may be the vehicle itself.

Nowadays, they won't hold the load till its maturity.
Normally, they will sell the car loan to a intermediate financial institution where the loan pooled up and turned into securities for further transaction in the national or global market.

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tongjide

2015-4-4 10:15:10

cpamodeler 发表于 2015-4-4 10:10
Are you talking about the section which sells auto loan to customers?

If so, they help the entity ...

I konw little about this ,I only want to kown how to prepare for the interview.

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tongjide

2015-4-4 10:22:29

cpamodeler 发表于 2015-4-4 10:10
Are you talking about the section which sells auto loan to customers?

If so, they help the entity ...

What question they may ask me ?I donnot have the securities qualification certificate .Whether they will be care of this?

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tongjide

2015-4-4 10:37:43

cpamodeler 发表于 2015-4-4 10:32
That's a great opportunity.
I happened to have some experience which is going to share with you b ...

Thank you very much!

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