Bankruptcy To Go Kit ........................................................................................................................... a

Overview ............................................................................................................................................. a

Free Forms Included ............................................................................................................................ b

Paid Services ...................................................................................................................................... b

Guidelines ........................................................................................................................................... 1

How Filing Bankruptcy Can Help You .................................................................................................. 1

Terms You Need to Know Concerning Bankruptcy .............................................................................. 2

Chapter 7 Bankruptcy .......................................................................................................................... 3

Steps That Occur in Filing a Chapter 7 Bankruptcy ............................................................................. 4

Chapter 13 Bankruptcy ........................................................................................................................ 5

Steps That Occur in Filing a Chapter 13 Bankruptcy ........................................................................... 5

Changes in Payments During a Chapter 13 Bankruptcy ...................................................................... 7

Chapter 11 Bankruptcy ........................................................................................................................ 7

Rules that Apply to All Forms of Bankruptcy ........................................................................................ 7

Debts That Cannot be Discharged ....................................................................................................... 8

The First Steps to Filing a Bankruptcy Petition .................................................................................... 8

How Your Credit Will be Effected by Bankruptcy ................................................................................. 10

Other General Questions and Answers................................................................................................ 10

Websites to Help you Learn More About Bankruptcy ........................................................................... 13

Information-Gathering Forms for the preparation of Your Bankruptcy Petition .................................... 14

General Information ................................................................................................................. 1

Debt Sheet .............................................................................................................................. 2

Income History ........................................................................................................................ 3

Monthly Budget ....................................................................................................................... 4

Asset Checklist ........................................................................................................................ 5

Duty to Disclose All Assets ...................................................................................................... 13

Duty to Disclose All Creditors .................................................................................................. 14

Agreement ............................................................................................................................... 15

Additional Documents Needed to File Petition ........................................................................ 16