1.今天你阅读到的有价值的全文内容链接
MONEY Master the Game: 7 Simple Steps to Financial Freedom 其中的 第5章
http://www.cachhoctienganhthanky.com/wp-content/uploads/2014/12/Money-Master-the-Game-byTonyRobbins.pdf
2.今天你阅读到的有价值的内容段落摘录
“Tony, by having a fifty-fifty portfolio, you really have more like ninety-five percent of your risk in stocks!” Below is a pie chart of the 50/50 portfolio. The left side shows how the money is divided up between stocks and bonds in percentage terms. But the right side shows how the same portfolio is divided up in terms of risk.
So with 50% of your “money” in stocks, it seems relatively balanced at first glance. But as shown here, you would have closer to 95% or more at “risk” because of the size and volatility of your stock holdings. Thus, if stocks tank, the whole portfolio tanks. So much for balance! How does this concept translate to real life? From 1973 through 2013, the S&P 500 has lost money nine times, and the cumulative losses totalled 134%! During the same period, bonds (represented by the Barclays Aggregate Bond index) lost money just three times, and the cumulative losses were just 6%. So if you had a 50/50 portfolio, the S&P 500 accounted for over 95% of your losses! “Tony,” Ray said, “when you look at most portfolios, they have a very strong bias to do well in good times and bad in bad times.” And thus your de facto strategy is simply hoping that stocks go up. This conventional approach to diversifying investments isn’t diversifying at all.
3.今天你阅读到的有价值信息的自我思考点评感想
哦，原来传统意义上的平衡投资组合只是平衡了各项资产类别，而并没有平衡个类别资产的风险，经Ray Dalio 这么一说真实醍醐灌顶啊。平衡资产组合的最终目的其实是平衡风险。果然大多数人公认的传统意见其实都是有很大问题的啊。
4.昨日你阅读的时间量（小时计算，如0.5小时）
2小时
5.你参与活动至今的总时间量（小时计算，如20小时）
9.5小时
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