<br/> <br/>CONTENTS<br/>1. Investing for Change 8<br/>What challenges face our societies? 12<br/>How are our societies responding? 15<br/>What this book is about… 17<br/>2. The Value of People 20<br/>How is the global economy changing? 23<br/>What is human capital? 26<br/>What are the challenges for learning? 35<br/>3. First Steps 38<br/>What challenges face children and families? 41<br/>How can we help children and families? 47<br/>What can preschool education do for children? 51<br/>4. Off to School 58<br/>Are students learning what they need to learn? 61<br/>How can we make education better? 66<br/>How can the reach of education be broadened? 73<br/>5. Learning for Life 78<br/>Who needs to go on learning? 81<br/>What are the obstacles to further learning? 85<br/>How can we lower barriers to learning? 87<br/>6. A Bigger Picture 94<br/>Is there more to human capital than learning? 97<br/>What is social capital? 102<br/>Are human and social capital linked? 105<br/>7. Measures, and More 112<br/>How do we measure Human and social capital? 115<br/>Can we measure everything that matters? 118<br/>By way of conclusion 121<br/>Additional Statistics 127<br/>References 136