这是我们assignment里头的某个片断，根据这个来写一份贷款报告，有没有人可以给我说说这里头在讲什么呢？~

The specific credit arrangements requested by Davis were:

1.      $100 000, which would be CD secured, and the proceeds of which would be used to pay off John Bergner’s outstanding debt at West Coast Bank.

2.      $250 000 revolving line of credit, to be secured by accounts receivable and inventory (replacing an existing line of $100 000 at West Coast). The company’s inventory consisted mainly of work in progress and raw materials.

3.      a total of $128 000 in various equipment loans. These loans were secured by filings on various pieces of equipment, such as trucks, cars, forklifts, air compressors and other tools. The loans were already approved and funded at West Coast. The loans and related security arrangements would also be moved, but this represented no increase in balances outstanding on this equipment. In most cases, the bank financed 100 percent of the original cost of equipment purchased.

救命哪~~