Bitcoin and Mobile Payments: Constructing a European Union Framework

Editors: Gabriella Gimigliano



This book provides a critical analysis of The European Union’s regulatory framework for mobile payments and bitcoin. Chapters discuss the creation of the EU single market for e-payments and combine legal analysis with comparative case studies in their exploration of the regulatory challenges surrounding e-payments. The contributing authors analyse the key economic and legal issues of the development of bitcoin and mobile payments within the EU framework through a comparative lens. They cover topics ranging from user data and funds protection and the stability of the payment system to the competitiveness of the EU market.  Providing a comprehensive and methodological guide to the bitcoin and mobile payments in Europe, this book will prove an illuminating and informative read for academics, students and policy makers with an interest in the impact of innovation on payment systems.

Table of contents (12 chapters)

The Regulatory Machine: An Institutional Approach to Innovative Payments in Europe

Economic Issues on M-Payments and Bitcoin

Bit by Bit: Assessing the Legal Nature of Virtual Currencies

Mobilizing Payments Within the European Union Framework: A Legal Analysis

A Fuzzy Set in the Legal Domain: Bitcoins According to US Legal Formants

M-Payments: How Much Regulation Is Appropriate? Learning from the Global Experience

Security Issues of New Innovative Payments and Their Regulatory Challenges

EU Data Protection and Future Payment Services

The Classification of Virtual Currencies and Mobile Payments in Terms of the Old and New European Anti-Money Laundering Frameworks

Virtual Currencies, M-Payments and VAT: Ready for the Future?

Mobile Payments and Merger Regulation: A Case Law Analysis

Mobile Payments and Bitcoin: Concluding Reflections on the Digital Upheaval in Payments