英文文献：An Empirical Examination of the Factors Affecting Remittance by Mexican Migrants in the United States-对墨西哥移民在美国的汇款影响因素的实证研究
英文文献作者：McCoy, Adam,Nziramasanga, Mudziviri,Yoder, Jonathan K.
英文文献摘要：
Mexico has reported worker's remittances to equal $16.6 billion in 2004, which constitutes nearly 2.5 percent of Mexico's GDP, exceeding the inflows from direct foreign investment and aid. We develop a model of remittances based on a net income concept. The model is used to generate a series of testable hypotheses. We test these hypotheses using what we term a type II generalized ordered probit model based on survey data for Mexican Migrants. Our results are generally consistent with standard utility maximization theory, and more specifically are consistent with a net income hypothesis. we find, for example, that migrant income is a strong positive determinant of remittance levels except for the lowest remittance category. We also find that migrants remit more when they have more family members in Mexico and fewer in the U.S., when they own land and real estate in Mexico, and when they plan on returning to Mexico relatively soon.

据墨西哥报告，2004年工人的汇款总额为166亿美元，占墨西哥GDP的近2.5%，超过了外国直接投资和援助的流入。我们开发了一个基于净收入概念的汇款模型。该模型用于生成一系列可检验的假设。我们使用我们所说的基于墨西哥移民调查数据的第二类广义有序probit模型来检验这些假设。我们的结果一般与标准效用最大化理论一致，更具体地与净收入假设一致。例如，我们发现，除了最低汇款类别外，移民收入是汇款水平的一个强的正决定因素。我们还发现，当移民的家庭成员在墨西哥多而在美国少时，当他们在墨西哥拥有土地和房地产时，以及当他们计划相对较快地返回墨西哥时，他们汇款会更多。