1 Which of the following is not a source of borrowings for a bank?
A. Federal funds
B. Eurodollars
c. Transaction deposits
D. Discount loans
2 Terrorist attacks on the United States caused:
a. a decrease in stock prices due to lower expected growth and greater risk
b. a decrease in stock prices due to lower dividend growth and reduced uncertainty
c. an increase in stock prices due to an increased required return
d. an increase in stock prices due to higher expected dividend growth
3 In general, banks make profits by selling_liabilities and buying_assets
a. long-term;shorter-term
b. short-term;longer-term
c. illiquid;liquid
d. risky;risk-free
晓杏惊穹 发表于 2009-11-14 13:52
1 Which of the following is not a source of borrowings for a bank?
A. Federal funds
B. Eurodollars
c. Transaction deposits
D. Discount loans
2 Terrorist attacks on the United States caused:
a. a decrease in stock prices due to lower expected growth and greater risk
b. a decrease in stock prices due to lower dividend growth and reduced uncertainty
c. an increase in stock prices due to an increased required return
d. an increase in stock prices due to higher expected dividend growth
3 In general, banks make profits by selling_liabilities and buying_assets
a. long-term;shorter-term
b. short-term;longer-term
c. illiquid;liquid
d. risky;risk-free
晓杏惊穹 发表于 2009-11-14 13:52
1 Which of the following is not a source of borrowings for a bank?
A. Federal funds
B. Eurodollars
c. Transaction deposits
D. Discount loans
2 Terrorist attacks on the United States caused:
a. a decrease in stock prices due to lower expected growth and greater risk
b. a decrease in stock prices due to lower dividend growth and reduced uncertainty
c. an increase in stock prices due to an increased required return
d. an increase in stock prices due to higher expected dividend growth
3 In general, banks make profits by selling_liabilities and buying_assets
a. long-term;shorter-term
b. short-term;longer-term
c. illiquid;liquid
d. risky;risk-free
3 In general, banks make profits by selling _ liabilities and buying _ assets
a. long-term;shorter-term
b. short-term;longer-term
c. illiquid;liquid
d. risky;risk-free
banks want to make profit,they must gain more and cost less,right? so another word,what they sell must be low-return liability like ordinary deposit or time deposit to debt-holder,and what they buy must be high-return asset like loan, and they bear the risk.
so the answer should be B,because short-term liability cost less and the long-term asset gain more,they enjoy the premium and bear the risk,the other three answers are incorrect because the long-term 、illiquid、or risky liability cost more,but short-term 、liquid、risk-free asset gain less