Cash pool的概念就是将银行所有期限和种类的cash inflow & outflow作为一个整体。cash不但是包括现金，还应包含其他可变现的资产，如证券、存款等。

为什么要采用？

答：在资产与负债无一一对应的情况下，流动性管理的关键就是看现金流。

Cash Pool – is a sophisticated effective cash management solution. It helps to optimise the interest results within a group of companies or in the accounts of a multi-branch company. It greatly improves the group’s result on interest when compared to separately investing of surpluses and paying the cots of financing by individual account holders within the system. Several variations of this product are available in the ABN AMRO offer – each adapted to different organizational structures – allowing for the most beneficial interest on the funds in the account.

OPERATIONAL PRINCIPLES (or how do you do it…)

Cash Pool involves the physical balancing of previously designated accounts. In the case of Zero Balancing there are many options available for balancing accounts. ABN AMRO adapts its offer to the individual needs of the client.

ADVANTAGES (what is there for me…)

• Better interest rates
• Automation – a single instruction (in the form of an agreement)
• All operations are conducted in one day.