09年底过得FRM，前段收到今年会员费的邮件，由于目前状态还是学生，最快还有3年才能申请证书，不想多交会员费，于是想知道叫会员费与拿证书是什么关系，但是在GARP网页上没有找到确切的答案，于是发信问，这下子可以安心了。下面是我的问题和对方的解答，供大家参考。
Q：
1. If I do not need the membership services during the following year, since I will still be a student, can I not pay for the membership fee for the following year(2010-2011)? Will this unpaid year affect the procedure to get certificated FRM? And if I want to pay the membership fee for the year after the following year (2011-2012), must I repaid the unpaid 2010-2011 fee?

2. If I do not pay the membership fee for the following three years()2010-2012), but I am expected to get FRM certificate in 2013, with 2 years working experience, do I only need to pay the membership fee for the year 2012-2013, for getting the certificate?

A:
Dear Candidate,

You may reactivate your membership at anytime and No you do not need to pay previous years membership.

You are not required to be an Individual Membership to attain or keep your certificate.  If you do not renew as an Individual Member, your Membership will be downgraded to Affiliate Status, which is free.  If your Membership is set to Auto Renew you need to e mail a request to disable that renewal to Membership@garp.com.  If your Membership has auto renewed in the last 60 days and you wish to have the  $150  membership fee refunded,  please e mail that request to Membership@garp.com
Regards,

Lucy
Membership Administrator
Global Association of Risk Professionals (GARP)
111 Town Square Place, Suite 1215
Jersey City, NJ 07310 USA
t:  +1-201-719-7257
f:  +1-201-222-5022
e:  membership@garp.com
www.garp.org