The picture is notably worse among certain groups. In the tourism-dependent states of Nevada and Hawaii, loan impairments reached 16%. Among borrowers with pristine FICO credit scores above 740, impairment rates have tripled to 7.5%. For borrowers with below-average credit scores below 650, they’ve reached nearly 20%.

在某些群体中，情况尤其糟糕。在依赖旅游业的内华达州和夏威夷州，贷款损失达到了16%。在FICO信用评分高于740分的借款人中，减损率增加了两倍，达到7.5%。对于信用评分低于650分的借款人，他们的贷款利率已经接近20%。