Table of Contents
Page
Why Should You Buy Auto Insurance? .......................................................................... 4
Wisconsin Financial Responsibility Law ........................................................................ 4
Physical Damage Coverage .......................................................................................... 5
Underwriting and Rating ................................................................................................ 5
Ways to Lower Your Premium ....................................................................................... 6
Youthful Drivers ............................................................................................................. 7
What if You Have Trouble Finding Insurance? .............................................................. 8
Safety Responsibility Law .............................................................................................. 8
Comparative Negligence Law........................................................................................ 8
If You Are in an Accident ............................................................................................... 9
Filing a Motor Vehicle Claim .......................................................................................... 9
Repairing Your Car ........................................................................................................ 9
If Your Vehicle is Totaled .............................................................................................. 10
Lender Insurance Requirements ................................................................................... 10
Vehicles in Storage ....................................................................................................... 10
Extended Warranties..................................................................................................... 10
Collision Damage Waiver Coverage.............................................................................. 10
Credit Information .......................................................................................................... 11
Insurance Marketing ...................................................................................................... 11
For Your Protection ....................................................................................................... 11
Tips for a Wise Consumer ............................................................................................ 12
Terminations, Denials, and Cancellations ..................................................................... 13
Problems With Your Insurance Company ..................................................................... 13
Premium Tables ............................................................................................................ 14
Automobile Insurance Quotation Worksheet ................................................................. 15
Examples ...................................................................................................................... 16-25
Consumer Service Address, Phone Number and Web Site Address ............................ 26