英文文献：Adverse Selection In The Market For Crop Insurance
英文文献作者：Somwaru, Agapi,Makki, Shiva S.,Coble, Keith H.
英文文献摘要：
This paper examines the potential for adverse selection when farmers are offered a portfolio of insurance policies. We analyze the risk characteristics farmers who bought alternative insurance instruments in 1996-97. Inability to differentiate farmers according to risk types results in pooling equilibrium which may implicitly subsidize high risk farmers.