金融资产也称为金融工具

Assets and instruments are different concepts.

Assets haver intrinsic value e.g. property, physical gold, companies (contains both ingangible and tangible assets)...

Instruments give you exposure to value of the assets.  Gold ETF and futures give you exposure to price of gold. Shares, corporate bonds, and stock options give you exposure to the underlying companies.

谢谢啊~要是中文的就更好了 3# ectopic