我来说两句吧

第一本貌似不是金工的，至少金工味儿不浓，数学工具也不够充分，大多数只是定性的介绍，作为金融专业的学学还行，金工的就一般了；

第二本是Paul wilmott的代表作之一，比较经典的，数学工具还好，金工味儿十足 ，坛子里很多他的粉丝，他本人也是理论实践都很牛的，可以看看，不过翻译的如何就不得而知了。

个人观点，金工有很多经典书籍，大都是英文的，数学工具和编程都很强，建议先学好这两个～～

欢迎高手指正

I would agree with the above comments in the sense that you intend to understand financial engineering.

I also like to point out suggestions:

It is better to read the original book or at least read together, if you are not troubled by English. The reason is very simple: translation is usually confusing. Many Chinese translation terminologies are made up (using un-natural Chinese words or phrases) by the translators who themselves may not even understand the original book or not good enough in Chinese (no offensive nor related to this book).  FE, like science/math subject, is using English as THE language. It might actually save your time to read two than just one, in addition to able to understand more.

Second point, if you have not read Hull's book or not on that level, read his first, because Hull's book give your intuitions and backgrounds. Keep in mind financial reason comes first before engineering. Paul’s book is most time well written and rigorous in mathematical side.