英文标题：
《Trends in Banking 2017 and onwards》
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作者：
Peter Mitic
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最新提交年份：
2017
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英文摘要：
  The changing nature of the relationship between a retail bank and its customers is examined, particularly with respect to new financial concepts, debt and regulation. The traditional image of a bank is portrayed as a physical building a classical Doric portico. This image conveys concepts of service, soundness, strength, stability and security (\"five-S\"). That \"five-S\" concept is changing, and the evidence for changes that affect customers directly is considered. A fundamental legal problem associated with those changes is highlighted: a bank is no longer solely responsible for the safeguard of customer monies. A solution to this problem is proposed: banks should be jointly liable with perpetrators of criminal activity in the event of frauds as an encouragement to recognise and mitigate fraud.
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中文摘要：
研究了零售银行与其客户之间关系的变化性质，特别是在新的金融概念、债务和监管方面。银行的传统形象被描绘成一座实体建筑，一座经典的多立克柱廊。这幅图像传达了服务、稳健、力量、稳定和安全（“五S”）的概念。“五个S”的概念正在发生变化，并考虑了直接影响客户的变化证据。强调了与这些变化相关的一个根本法律问题：银行不再单独负责保护客户资金。提出了解决这一问题的办法：银行应在发生欺诈时与犯罪行为人共同承担责任，以鼓励识别和减轻欺诈。
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分类信息：

一级分类：Quantitative Finance        数量金融学
二级分类：General Finance        一般财务
分类描述：Development of general quantitative methodologies with applications in finance
通用定量方法的发展及其在金融中的应用
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一级分类：Quantitative Finance        数量金融学
二级分类：Computational Finance        计算金融学
分类描述：Computational methods, including Monte Carlo, PDE, lattice and other numerical methods with applications to financial modeling
计算方法，包括蒙特卡罗，偏微分方程，格子和其他数值方法，并应用于金融建模
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