Hello william9225,

1.电子货币等虚拟货币会算入央行的货币口径里吗？
Authorized digital currency is count. However, any counterpart without official approval, e.g. bit-coin, will not.

2.为什么银行股的市盈率这么低也涨不起来？
The stock with insufficient confidence derived from investor won't boost up noticeably.
Future cash flow counts not P/E ratio.

I hope this helps.
Thanks.