自己不理解

do you know what is the difference between the discount rate and the Fed rate?
i think you need to figure it out first for deeper understanding of its implications

3# terrytong 我不知学经济的，也没学过经济，您说的没错，所以才来请教的，真的麻烦您能不能给我讲讲，或者一些虚系的连接连也可以，呵呵~！~！谢谢先了，真的想知道，美国上调了贴现率25个点，也才0.75%之前是1个点啊，我在网上查的关于贴现率，不是说增加的话就等于说明现在的钱比以后值钱吗？也就是说有了美元继续贬值的预期啊，但是为什么但是美国数据包出来的时候出动了美元的多头情绪，一瞬间大宗商品和贵金属都小幅下挫，而且有了加息的预期啊？真的不懂别笑话我，恳请您赐教

Discount rate is the borrowing rate that banks borrow money at the Fed's discount window.  But usually, banks are not willing to borrow money from the Fed as the Fed will "mark down" (所謂的"記名") and that's why unless banks are in big trouble, they are not willing to borrow from the discount window usually.  This is the usual practice in the past as I know.
However, since the financial tsunami broke out, the Fed seemed not to use the "mark down" practice (to encourage borrowing), and banks are more "willing" to borrow from the Fed.  (不肯定現在借錢是否還不需要記名)  Therefore, increase the discount means the cost of borrowing would be higher.
Regarding the Fed rate, it's a interest rate on over-night loans that banks make to each other.  Borrowing from other banks are more usual rather than borrowing from the Fed directly.  So that's why we hear the Fed rate more commonly.
These two rates are also the instrument of monetary policy.  Increasing the discount rate is a signal that the Fed would like to contract the money supply.

~！~！哈哈哈~！~！太谢谢你了，中文就更好了