在学习金融的过程中
我们常常会用到国外的教材（虽说有些教材有中文译本，但与原版的内容相比还是会存在很大出入的）
做论文的时候也会参考一些外国文献
这都需要大家有一定的英语基础

所以从这周开始
小冰计划每周与大家分享一期有关金融英语的课程~
咱们一起学习学习~
也欢迎英语好的坛友们一起参与资料共享哈~（奖励自不会少哈~）

today,I want to share some articles about Money
if you have some unique insights on this topic
you can post your opinions in either English or Chinese~

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What is Money ?

As the word money is used in everyday conversation, it can mean many things, but to economists it has a very specific meaning. To avoid confusion, we must clarify how economists' use of the word money differs from conventional usage.

Economists define money as anything that is generally accepted in payment for goods or services or in the repayment of debts.

Currency, consisting of dollar bills and coins, is one type of money. When most people talk about money, they' re talking about currency. However, to define money merely as currency is much too narrow for economists.

Because checks are also accepted as payment for purchases, checking account deposits are considered money as well. An even broader definition of money is often needed. As you can see, there is no single, precise definition of money or the money supply, even for economists.

To complicate matters further, the word money is frequently used synonymously with wealth. When people say, "Joe is rich—he has an awful lot of money," they probably mean that Joe not only has a lot of currency and a high balance in his checking account but also has stocks, bonds, four cars, three houses, and a yacht.

Balance: the amount of money in an account at a particular time； 帐户存款的余额

For example: Could you tell me what my balance is please? 你能告诉我的帐户余额吗？

Economists make a distinction between money and wealth. Wealth includes not only money but also other assets such as bonds, common stock, art, land, furniture, cars, and houses.

People also use the word money to describe what economists call income, as in the sentence "Susan would be a wonderful catch; she has a good job and earns a lot of money."

Income is a flow of earnings per unit of time. Money, by contrast, is a stock: It is a certain amount at a given point in time.  收入是某一单位时间内收益的流量， 而货币是一个存量， 即某一时间点上一个特定的金额。

If someone tells you that he has an income of $1 000, you can not tell whether he earned a lot or a little without knowing whether this $1 000 is earned per year, per month, or even per day. But if someone tells you that she has $1 000 in her pocket, you know exactly how much this is.

Keep in mind that the money discussed refers to anything that is generally accepted in payment for goods and services or in the repayment of debts and is distinct from income and wealth.

必须牢牢记住：我们所说的货币是在支付商品和劳务货款或在偿还债务时被普遍接受的任何东西，他与收入和财富是有区别的。

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Money's got a very colourful history, because a number of things have been used in the place of what we use as money. Feathers, shells, cloth ...salt in Roman times when the Roman soldiers were paid in salt and that's how we get the word salary, from the Latin sal for salt.

And a number of tribes used cattle, which were useful because they were transportable. But they were quite bulky and you weren't always sure of the size of cattle you were going to get, so there was a problem there of quality.

In the ninth century in China we had paper money for the first time. It wasn't quite the paper money that we know, it was more like a piece of paper saying a promise to pay.


And then in the seventh century we had money in the fomp3 of precious metal. There was always a problem of making sure that the coin that you got had enough precious metal in it to give it a value. When things got tough, you often found some civilisations were quite good at what they called sweating the money, which was effectively taking out the precious metal content so that what you got actually wasn't what you thought you got.



And we have a fomp3 of that here in Australia when we had the holey dollar ... when we had a coin with a hole in the middle because there was a shortage of metal.


And in those days, Spanish coins were used a lot. Sometimes stores used certain tokens because there was a shortage of actual coinage. And then there is money as we know it today in notes and coins - plastic notes.


And of course, if we were doing this program in a hundred years time we might talk about quaint little things called money, notes and coins, because all we'd be using would be plastic card.




以上选自 金融英语 与 金融世界  部分中文意思，隐藏可见

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In next lesson , we will talk about the Functions of Money~
Can you list the function of money in English now?
Looking forward to your answer~

https://bbs.pinggu.org/thread-3017761-1-1.html
lesson 2

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帮助人大经济论坛推广，复制贴子内容（带人大经济论坛网址）并发到其他论坛和网站；或点击贴子标题后的“推广有奖”，把本贴推荐到QQ群或自己的微博（最好@人大经济论坛），然后跟贴贴出链接或截图，证明已作推广的，将获得如下论坛币的奖励！（大家一定要把群现有人数或微博粉丝人数截屏出来哦~不然只能奖励10个币哦）
活动奖励方式（同一个群或微博分享算一次，所有截图均需显示分享人数，否则默认低档奖励）：
1.凡分享的QQ群，人数在100人以下的，视情况奖励10-40论坛币；100-300人的，奖励50论坛币（每群限奖励一次）；300人以上的奖励60-100论坛币。
2.凡分享到微博，您的粉丝在100人以下的，视情况奖励10-40论坛币；100-300人的，奖励50论坛币（每群限奖励一次）；300人以上的奖励60-100论坛币。
3.凡分享到其他网站（包括校内网等），帖子保留一天以上的，奖励100论坛币。
               
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